Advanced Payment Services' [APS] is a Long Island based company in New York and a registered ISO of Fifth Third Bank, N.A., Cincinnati, OH that provides Visa, MasterCard, American Express, and Discover merchant services. With national merchant accounts, APS has developed into the premier Independent Sales Organization (ISO). With industry professionals who have 70 + years experience, APS provides superior service to all our clients; agents and merchants.

David Marmurek began selling credit card services in 1993 and established APS in 2000. When 2003 began he re-invested in acquiring key management team members along with investments in technology to service our clients. The result, large and small ISO/MSP's have joined APS. Large national merchants have signed on with APS to provide them with merchant services because of our superior service. Such national merchant accounts as Dominos, Dippin Dots, KFC, and ACE are part of the APS portfolio of satisfied clients.